Eligibility Criteria


Eligibility Criteria varies from Product to Products and is also dependent upon the NBFC / Bank funding a particular application.

However, you can avail of EMI Free Loan, Personal Loan, Overdraft or Special Purpose Loan if you meet the following criteria:

Check guideline numbers with our Check My Rate or Eligibility Calculator.




23 years – 58 years

Net Salary**

Salaried individuals with minimum monthly income Rs.30,000. (Resident India Citizen only)

Total years in job/profession

2 Years

Nature of residence

Owned or Rented (Leave and License Agreement)


**The minimum salary requirement will differ depending on the profile (Type of employer, Age, Dependent, etc.) of the customer.

* Conditions apply.