Go Limitless

Looking for a facility
that lets you buy now and
pay later in easy EMIs?

A card that offers rewards and a flexible repayment facility at half the interest rate as compared to credit cards.

LT-SBM-1

LoanTap Limitless Cards

LoanTap brings to you LIMITLESS Platinum & Platinum Plus Cards in association with SBM Bank and Rupay.
Our range of Limitless cards offers limitless privileges to users! Along with a Buy Now Pay Later facility, you can also convert your outstanding into easy EMIs. You can enjoy a limit of up to INR 10,00,000 and pay across tenures of up to 36 months!
Lower EMI Loans

Limitless Platinum Card

LoanTap's Limitless Platinum Card offers a Buy Now Pay Later facility and also allows you to convert your outstanding dues in Easy EMIs

  • Instant approvals
  • Improves credit score
  • Easy repayments
Easy EMIs
Easy EMIs

Convert purchases into EMIs

Personal Accidental
Insurance
Personal Accidental
Insurance

Get covered up to INR 2 Lakhs

Unlimited
Offers & Rewards
Unlimited
Offers & Rewards

Get offers from 1000+ brands

Flexi Personal Loans

Limitless Platinum Plus Card

Enjoy a higher credit limit, best of rewards and offers at competitive interest rates with LoanTap's Limitless Platinum Plus Card

  • Instant approvals
  • Improves credit score
  • Easy repayments
Interest free period
Interest free period

Enjoy an interest-free period up to 30 days

Personal Accidental
Insurance
Personal Accidental
Insurance

Get covered up to INR 10 Lakhs

Unlimited
Offers & Rewards
Unlimited
Offers & Rewards

Get offers from 1000+ brands

Domestic
Lounge Access
Domestic
Lounge Access

Free lounge access across 20+ airports

eligibility-criteria

Eligibility Criteria for Limitless Card

1

Individuals with a minimum income of INR 30,000

2

Indian Citizens/Residents who are 21 years old & above.

Get your card in 3 easy steps

online application
Online Application

Apply online via LoanTap's fast and simple process

record your time
Quick Verification

We check documents, verify them and provide fast approval

verification sanction disbursal
Card Dispatched

You will receive the card within 3-7 working days

You may want tailor made loans for different situations. We have them all.

Frequently Asked Questions


Currently you will receive a physical card. However, we are working towards providing users with a virtual card.
Yes, both Platinum and Platinum Plus Cards are Contactless Cards.
Yes, You will receive a personalized card with your name on it.
In the case of fraudulent transactions, the cardholder should inform and raise a dispute with us immediately at -https://www.sbmbank.co.in/aboutus/contact-us.php https://loantap.in/contact-us/
In the case of fraudulent transactions, the cardholder should inform and raise a dispute with us immediately at -https://www.sbmbank.co.in/aboutus/contact-us.php https://loantap.in/contact-us/
Go to My Account and raise a service request or reach out to us at our customer service touch points as below - -https://www.sbmbank.co.in/aboutus/contact-us.php https://loantap.in/contact-us/
If you are a Platinum card holder you are eligible for an accidental cover up to 2 Lakhs and if you're a Platinum Plus card holder you are eligible for an accidental cover up to 10 lakhs.
Kindly visit the Rupay website - https://www.rupay.co.in/faqs to know any information related to Insurance.
Limitless Card is a prepaid card where users are extended a credit limit. The credit can be used to withdraw cash from any ATM, swipe at any POS terminal or make purchases at any online merchant on a real-time basis. All spends more than Rs. 10,000 will be converted into easy EMIs for tenures ranging from 6 to 18 months.
With Platinum Card you can get a credit limit up-to Rs 1 Lakh. With Platinum Plus Card you can get a credit limit up-to Rs 3 Lakhs.
With LoanTap’s Limitless card users get to repay their outstanding dues in Fixed EMIs for tenures up to 18 months at 18% to 24% per annum.
Processing fee for Limitless Card is 2%+applicable taxes; on the gross total limit sanctioned. Also, a flat fee of Rs. 499 + GST will be charged for each time your spends are converted into EMIs. What are the Documents required to avail a Limitless Card? You require the following documents to avail Limitless card -
    • PAN Card
    • Aadhaar Card
    • Latest Salary slip
    • Bank Statement of salary account for the last three months
Any individual with a monthly income more than Rs 30,000 can apply online and check eligibility at . You will need to fill in few basic information to know your basic eligibility instantly. Final credit limit will be decided on the basis of your eligibility and credit checks.
You may visit My account on the LoanTap App and view/download the Statement of Account (SOA) to access your transaction summary.
Daily transaction limit and single transaction limit are capped at INR 1,00,000 per transaction. Whereas, daily limit for ATM transaction is INR 25,000 and daily limit for POS/Ecom transactions are INR 75,000.

Our customers trust us because of

Customized Personal Loans

We understand finances like no one else, hence offer you the best personal loans. Instant offer, quick disbursal and array of customized, flexible personal loan

Transparent Processes

No hidden charges, No foreclosure charges and robust customer support

Secured Data system

We collect minimum documents when you apply for any personal loans with us and keep your data secured and encrypted

Flexible Repayment Plan

Accelerated payment option or bullet repayment to principal outstanding. We offer personal loan the way you like it

Kindly Click the below button for more details